The First National Bank of Ballinger

BankBallinger, Texas
www.fnbballinger.com

Total Assets

$274.3M

Total Deposits

$245.1M

Branches

3

Established

1886

TFS Health Grade

$
C+

78.3 / 100

Average financial health

How we grade

The First National Bank of Ballinger is a bank headquartered in Ballinger, Texas, established in 1886. With $274.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (78.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.64%(8%)
Total Capital Ratio
18.76%(10%)
Non-Performing Loan Ratio
0.04%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
16.87%(10%)
Net Interest Margin
4.15%
Efficiency Ratio
62.14%(60%)

Lending & Liquidity

Total Loans
$149.9M
Loan-to-Deposit Ratio
59.86%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+4.06%
Deposit Growth (YoY)
+2.82%
Net Income
$4.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas