The National Bank of Andrews

BankAndrews, Texas
www.nbabankonline.com

Total Assets

$321.5M

Total Deposits

$285.5M

Branches

4

Established

1945

TFS Health Grade

$
C

74.1 / 100

Average financial health

How we grade

The National Bank of Andrews is a bank headquartered in Andrews, Texas, established in 1945. With $321.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.89%(8%)
Total Capital Ratio
13.46%(10%)
Non-Performing Loan Ratio
2.00%

Profitability

Return on Assets (ROA)
2.68%(1%)
Return on Equity (ROE)
25.80%(10%)
Net Interest Margin
5.80%
Efficiency Ratio
56.49%(60%)

Lending & Liquidity

Total Loans
$221.5M
Loan-to-Deposit Ratio
76.47%
Net Charge-Off Ratio
0.84%

Growth

Asset Growth (YoY)
+9.77%
Deposit Growth (YoY)
+9.83%
Net Income
$8.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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