What is Clear Fork Bank, National Association's financial health grade?

Clear Fork Bank, National Association has a TFS Financial Health Grade of C (score: 73.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Clear Fork Bank, National Association have?

Clear Fork Bank, National Association has 6 branch locations across the United States.

Is Clear Fork Bank, National Association FDIC insured?

Yes, Clear Fork Bank, National Association is FDIC insured (Certificate #3067).

What are the total assets of Clear Fork Bank, National Association?

Clear Fork Bank, National Association has total assets of $984.3M as reported in its most recent FDIC filing.

Clear Fork Bank, National Association

BankAlbany, Texas

www.clearfork.bank

Total Assets

$984.3M

Total Deposits

$872.3M

Branches

Established

1883

TFS Health Grade

73.2 / 100

Average financial health

How we grade

Clear Fork Bank, National Association is a bank headquartered in Albany, Texas, established in 1883. With $984.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.53%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.87%

Profitability

Return on Assets (ROA)

2.00%(1%)

Return on Equity (ROE)

19.92%(10%)

Net Interest Margin

4.89%

Efficiency Ratio

58.00%(60%)

Lending & Liquidity

Total Loans

$776.9M

Loan-to-Deposit Ratio

88.06%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+6.46%

Deposit Growth (YoY)

+5.85%

Net Income

$18.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Clear Fork Bank, National AssociationHQ	100 S Main St	Albany	TX	11
Clear Fork Bank, National Association	5657 Buffalo Gap Rd	Abilene	TX	11
Clear Fork Bank, National Association	101 E Walker St	Breckenridge	TX	11
Clear Fork Bank, National Association	104 S Main St	Gordon	TX	11
Clear Fork Bank, National Association	1031 E Hubbard St	Mineral Wells	TX	11
Clear Fork Bank, National Association	123 Central Ave	Strawn	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.