Freedom Bank

BankAlamo, Texas
www.freedombanktexas.com

Total Assets

$301.6M

Total Deposits

$247.0M

Branches

6

Established

1958

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

Freedom Bank is a bank headquartered in Alamo, Texas, established in 1958. With $301.6M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.97%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.55%(1%)
Return on Equity (ROE)
11.70%(10%)
Net Interest Margin
4.14%
Efficiency Ratio
63.60%(60%)

Lending & Liquidity

Total Loans
$174.9M
Loan-to-Deposit Ratio
69.99%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+14.86%
Deposit Growth (YoY)
+17.59%
Net Income
$4.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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