Bank of the Lowcountry

BankWalterboro, South Carolina
www.banklowcountry.com

Total Assets

$410.8M

Total Deposits

$347.5M

Branches

5

Established

1989

TFS Health Grade

$
C-

72.7 / 100

Average financial health

How we grade

Bank of the Lowcountry is a bank headquartered in Walterboro, South Carolina, established in 1989. With $410.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.20%(8%)
Total Capital Ratio
12.79%(10%)
Non-Performing Loan Ratio
0.29%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
11.72%(10%)
Net Interest Margin
3.86%
Efficiency Ratio
74.17%(60%)

Lending & Liquidity

Total Loans
$299.6M
Loan-to-Deposit Ratio
85.43%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+17.79%
Deposit Growth (YoY)
+7.24%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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