1st Federal Savings Bank of SC, Inc.

BankWalterboro, South Carolina
www.1stfederalofsc.com

Total Assets

$141.8M

Total Deposits

$126.0M

Branches

2

Established

1962

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

1st Federal Savings Bank of SC, Inc. is a bank headquartered in Walterboro, South Carolina, established in 1962. With $141.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.33%(8%)
Total Capital Ratio
19.89%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
6.47%(10%)
Net Interest Margin
4.21%
Efficiency Ratio
83.93%(60%)

Lending & Liquidity

Total Loans
$115.9M
Loan-to-Deposit Ratio
91.26%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
-2.17%
Deposit Growth (YoY)
+2.10%
Net Income
$821.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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