Southern First Bank

BankGreenville, South Carolina
http://www.southernfirst.com

Total Assets

$4.4B

Total Deposits

$3.7B

Branches

12

Established

2000

TFS Health Grade

$
D+

68.7 / 100

Below average financial health

How we grade

Southern First Bank is a bank headquartered in Greenville, South Carolina, established in 2000. With $4.4B in total assets and 12 branch locations, it has a TFS Financial Health Grade of D+ (68.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.06%(8%)
Total Capital Ratio
12.85%(10%)
Non-Performing Loan Ratio
0.36%

Profitability

Return on Assets (ROA)
0.75%(1%)
Return on Equity (ROE)
8.71%(10%)
Net Interest Margin
2.63%
Efficiency Ratio
62.87%(60%)

Lending & Liquidity

Total Loans
$3.9B
Loan-to-Deposit Ratio
102.25%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+7.74%
Deposit Growth (YoY)
+8.14%
Net Income
$32.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in South Carolina