United Community Bank

BankGreenville, South Carolina
www.ucbi.com

Total Assets

$27.9B

Total Deposits

$24.1B

Branches

191

Established

1950

TFS Health Grade

$
C

74.7 / 100

Average financial health

How we grade

United Community Bank is a bank headquartered in Greenville, South Carolina, established in 1950. With $27.9B in total assets and 191 branch locations, it has a TFS Financial Health Grade of C (74.7/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
9.42%(8%)
Total Capital Ratio
13.37%(10%)
Non-Performing Loan Ratio
0.47%

Profitability

Return on Assets (ROA)
1.19%(1%)
Return on Equity (ROE)
9.91%(10%)
Net Interest Margin
3.60%
Efficiency Ratio
53.77%(60%)

Lending & Liquidity

Total Loans
$19.4B
Loan-to-Deposit Ratio
79.60%
Net Charge-Off Ratio
0.22%

Growth

Asset Growth (YoY)
+0.99%
Deposit Growth (YoY)
+1.19%
Net Income
$333.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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