Blue Ridge Bank

BankWalhalla, South Carolina
blueridge.bank

Total Assets

$193.8M

Total Deposits

$176.5M

Branches

6

Established

1957

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Blue Ridge Bank is a bank headquartered in Walhalla, South Carolina, established in 1957. With $193.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.01%(8%)
Total Capital Ratio
15.90%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
0.63%(1%)
Return on Equity (ROE)
7.63%(10%)
Net Interest Margin
4.81%
Efficiency Ratio
80.96%(60%)

Lending & Liquidity

Total Loans
$131.2M
Loan-to-Deposit Ratio
73.12%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+5.69%
Deposit Growth (YoY)
+5.10%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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