What is The Juniata Valley Bank's financial health grade?

The Juniata Valley Bank has a TFS Financial Health Grade of C- (score: 72.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Juniata Valley Bank have?

The Juniata Valley Bank has 14 branch locations across the United States.

Is The Juniata Valley Bank FDIC insured?

Yes, The Juniata Valley Bank is FDIC insured (Certificate #7614).

What are the total assets of The Juniata Valley Bank?

The Juniata Valley Bank has total assets of $895.5M as reported in its most recent FDIC filing.

The Juniata Valley Bank

BankMifflintown, Pennsylvania

www.jvbonline.com

Total Assets

$895.5M

Total Deposits

$781.9M

Branches

Established

1867

TFS Health Grade

C-

72.8 / 100

Average financial health

How we grade

The Juniata Valley Bank is a bank headquartered in Mifflintown, Pennsylvania, established in 1867. With $895.5M in total assets and 14 branch locations, it has a TFS Financial Health Grade of C- (72.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.36%(8%)

Total Capital Ratio

12.53%(10%)

Non-Performing Loan Ratio

0.11%

Profitability

Return on Assets (ROA)

0.92%(1%)

Return on Equity (ROE)

15.58%(10%)

Net Interest Margin

3.12%

Efficiency Ratio

66.79%(60%)

Lending & Liquidity

Total Loans

$601.4M

Loan-to-Deposit Ratio

76.01%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+5.55%

Deposit Growth (YoY)

+4.52%

Net Income

$8.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Juniata Valley BankHQ	1 S Main St	Mifflintown	PA	11
The Juniata Valley Bank	320 S Logan Blvd	Burnham	PA	11
The Juniata Valley Bank	118 E 2nd St	Coudersport	PA	11
The Juniata Valley Bank	1 E Market St	Lewistown	PA	11
The Juniata Valley Bank	100 W Water St	Lewistown	PA	11
The Juniata Valley Bank	104 N Front St	Liverpool	PA	11
The Juniata Valley Bank	30580 Route 35 North	Mcalisterville	PA	11
The Juniata Valley Bank	4068 William Penn Hwy	Mifflintown	PA	11
The Juniata Valley Bank	4 N Market St	Millerstown	PA	11
The Juniata Valley Bank	52 W Mill St	Port Allegany	PA	11
The Juniata Valley Bank	301 Market St	Port Royal	PA	11
The Juniata Valley Bank	20 Prince St	Reedsville	PA	11
The Juniata Valley Bank	571 Main St	Richfield	PA	11
The Juniata Valley Bank	16400 Path Valley Rd	Spring Run	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.