What is First National Bank of Pennsylvania's financial health grade?

First National Bank of Pennsylvania has a TFS Financial Health Grade of C+ (score: 78.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Pennsylvania have?

First National Bank of Pennsylvania has 363 branch locations across the United States.

Is First National Bank of Pennsylvania FDIC insured?

Yes, First National Bank of Pennsylvania is FDIC insured (Certificate #7888).

What are the total assets of First National Bank of Pennsylvania?

First National Bank of Pennsylvania has total assets of $50.0B as reported in its most recent FDIC filing.

How many CFPB complaints has First National Bank of Pennsylvania received?

First National Bank of Pennsylvania has received 100 consumer complaints filed with the CFPB, with 100 in the last 12 months.

First National Bank of Pennsylvania

BankGreenville, Pennsylvania

www.fnb-online.com

Total Assets

$50.0B

Total Deposits

$39.1B

Branches

361

Established

1864

TFS Health Grade

C+

78.9 / 100

Average financial health

How we grade

First National Bank of Pennsylvania is a bank headquartered in Greenville, Pennsylvania, established in 1864. With $50.0B in total assets and 361 branch locations, it has a TFS Financial Health Grade of C+ (78.9/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio

9.27%(8%)

Total Capital Ratio

13.75%(10%)

Non-Performing Loan Ratio

0.33%

Profitability

Return on Assets (ROA)

1.29%(1%)

Return on Equity (ROE)

9.84%(10%)

Net Interest Margin

3.33%

Efficiency Ratio

51.65%(60%)

Lending & Liquidity

Total Loans

$35.3B

Loan-to-Deposit Ratio

89.00%

Net Charge-Off Ratio

0.20%

Growth

Asset Growth (YoY)

+3.24%

Deposit Growth (YoY)

+2.72%

Net Income

$633.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Total Complaints

100

Last 12 Months

100

Timely Response Rate

100.00%

Complaints by Product

Product	Count
Checking or savings account	54
Mortgage	27
Credit reporting or other personal consumer reports	8
Vehicle loan or lease	5
Debt collection	2
Money transfer, virtual currency, or money service	2
Credit card	1
Payday loan, title loan, personal loan, or advance loan	1

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of PennsylvaniaHQ	166 Main St	Greenville	PA	11
First National Bank of Pennsylvania	900 19th St Nw	Washington	DC	11
First National Bank of Pennsylvania	3 W Bel Air Ave	Aberdeen	MD	11
First National Bank of Pennsylvania	402 Constant Friendship Blvd	Abingdon	MD	11
First National Bank of Pennsylvania	1000 Bestgate Rd	Annapolis	MD	11
First National Bank of Pennsylvania	300 E Lombard St	Baltimore	MD	11
First National Bank of Pennsylvania	3301 Boston St	Baltimore	MD	11
First National Bank of Pennsylvania	2700 Remington Ave	Baltimore	MD	11
First National Bank of Pennsylvania	4208 Ebenezer Rd	Baltimore	MD	11
First National Bank of Pennsylvania	2028 E Joppa Rd	Baltimore	MD	11
First National Bank of Pennsylvania	203 N Main St	Bel Air	MD	11
First National Bank of Pennsylvania	2128 N Fountain Green Rd	Bel Air	MD	11
First National Bank of Pennsylvania	7475 Wisconsin Ave	Bethesda	MD	11
First National Bank of Pennsylvania	5229 River Rd	Bethesda	MD	11
First National Bank of Pennsylvania	6335 Baltimore National Pike	Catonsville	MD	11
First National Bank of Pennsylvania	10840 Little Patuxent Pkwy	Columbia	MD	11
First National Bank of Pennsylvania	7546 Holabird Ave	Dundalk	MD	11
First National Bank of Pennsylvania	120 Central Ave E	Edgewater	MD	11
First National Bank of Pennsylvania	10161 Baltimore National Pike	Ellicott City	MD	11
First National Bank of Pennsylvania	18523 N Frederick Ave	Gaithersburg	MD	11
First National Bank of Pennsylvania	2379 Brandermill Blvd	Gambrills	MD	11
First National Bank of Pennsylvania	19790 Crystal Rock Dr	Germantown	MD	11
First National Bank of Pennsylvania	305 Crain Hwy S	Glen Burnie	MD	11
First National Bank of Pennsylvania	5340 Campbell Blvd	Nottingham	MD	11
First National Bank of Pennsylvania	9231 Lakeside Blvd	Owings Mills	MD	11
First National Bank of Pennsylvania	6 Pearl St	Rising Sun	MD	11
First National Bank of Pennsylvania	451 Hungerford Dr	Rockville	MD	11
First National Bank of Pennsylvania	576 Ritchie Hwy	Severna Park	MD	11
First National Bank of Pennsylvania	109 Sparks Valley Rd	Sparks	MD	11
First National Bank of Pennsylvania	1245 Shopping Center Rd	Stevensville	MD	11
First National Bank of Pennsylvania	2129 York Rd	Timonium	MD	11
First National Bank of Pennsylvania	1 W Pennsylvania Ave	Towson	MD	11
First National Bank of Pennsylvania	303 S Salem St	Apex	NC	11
First National Bank of Pennsylvania	1 Town Square Blvd	Asheville	NC	11
First National Bank of Pennsylvania	41934 Highway 12	Avon	NC	12
First National Bank of Pennsylvania	2111 Blowing Rock Rd	Boone	NC	11
First National Bank of Pennsylvania	301 E Fremont St	Burgaw	NC	11
First National Bank of Pennsylvania	708 S Church St	Burlington	NC	11
First National Bank of Pennsylvania	10231 Beach Dr Sw	Calabash	NC	11
First National Bank of Pennsylvania	1155 Kildaire Farm Rd	Cary	NC	11
First National Bank of Pennsylvania	1005 High House Rd	Cary	NC	11
First National Bank of Pennsylvania	9931 Sandy Rock Place	Charlotte	NC	11
First National Bank of Pennsylvania	6201 Fairview Rd	Charlotte	NC	11
First National Bank of Pennsylvania	8800 J M Keynes Dr	Charlotte	NC	11
First National Bank of Pennsylvania	3500 Mt Holly Huntersville Rd	Charlotte	NC	11
First National Bank of Pennsylvania	401 S Graham St	Charlotte	NC	11
First National Bank of Pennsylvania	315 E Main St	Clayton	NC	11
First National Bank of Pennsylvania	2386 Lewisville Clemmons Rd	Clemmons	NC	11
First National Bank of Pennsylvania	19525 W Catawba Ave	Cornelius	NC	11
First National Bank of Pennsylvania	405 N. Main Street	Creedmoor	NC	11

Showing 50 of 363 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.