What is Pennian Bank's financial health grade?

Pennian Bank has a TFS Financial Health Grade of D+ (score: 67.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Pennian Bank have?

Pennian Bank has 13 branch locations across the United States.

Is Pennian Bank FDIC insured?

Yes, Pennian Bank is FDIC insured (Certificate #7613).

What are the total assets of Pennian Bank?

Pennian Bank has total assets of $662.1M as reported in its most recent FDIC filing.

Pennian Bank

BankMifflintown, Pennsylvania

www.pennian.bank

Total Assets

$662.1M

Total Deposits

$573.7M

Branches

Established

1889

TFS Health Grade

D+

67.1 / 100

Below average financial health

How we grade

Pennian Bank is a bank headquartered in Mifflintown, Pennsylvania, established in 1889. With $662.1M in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (67.1/100).

Capital & Safety

Tier 1 Capital Ratio

8.92%(8%)

Total Capital Ratio

16.73%(10%)

Non-Performing Loan Ratio

1.12%

Profitability

Return on Assets (ROA)

0.34%(1%)

Return on Equity (ROE)

4.91%(10%)

Net Interest Margin

3.06%

Efficiency Ratio

85.19%(60%)

Lending & Liquidity

Total Loans

$434.1M

Loan-to-Deposit Ratio

74.74%

Net Charge-Off Ratio

0.37%

Growth

Asset Growth (YoY)

-1.98%

Deposit Growth (YoY)

-1.77%

Net Income

$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Pennian BankHQ	2 N Main St	Mifflintown	PA	11
Pennian Bank	9775 Route 75 S	East Waterford	PA	11
Pennian Bank	34 South Market Street	Elizabethville	PA	11
Pennian Bank	250 Tuscarora Path	Ickesburg	PA	11
Pennian Bank	559 N 12th St	Lemoyne	PA	11
Pennian Bank	3544 Shermans Valley Rd	Loysville	PA	11
Pennian Bank	2 N Main St	Mifflintown	PA	27
Pennian Bank	5804 William Penn Hwy	Mifflintown	PA	11
Pennian Bank	50 Stop Plaza Dr	Mifflintown	PA	11
Pennian Bank	500 North St	Mifflintown	PA	27
Pennian Bank	216 S Carlisle St	New Bloomfield	PA	11
Pennian Bank	75 Red Hill Rd	Newport	PA	11
Pennian Bank	24021 Route 333	Thompsontown	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.