ACB Bank

BankCherokee, Oklahoma
www.acbbank.net

Total Assets

$143.0M

Total Deposits

$114.3M

Branches

3

Established

1908

TFS Health Grade

$
C-

72.3 / 100

Average financial health

How we grade

ACB Bank is a bank headquartered in Cherokee, Oklahoma, established in 1908. With $143.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (72.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.07%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
1.60%(1%)
Return on Equity (ROE)
14.53%(10%)
Net Interest Margin
4.56%
Efficiency Ratio
62.68%(60%)

Lending & Liquidity

Total Loans
$107.9M
Loan-to-Deposit Ratio
92.56%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+3.91%
Deposit Growth (YoY)
+1.14%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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