First United Bank and Trust Company

BankDurant, Oklahoma
www.firstunitedbank.com

Total Assets

$16.3B

Total Deposits

$13.1B

Branches

84

Established

1900

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

First United Bank and Trust Company is a bank headquartered in Durant, Oklahoma, established in 1900. With $16.3B in total assets and 84 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.43%(8%)
Total Capital Ratio
13.37%(10%)
Non-Performing Loan Ratio
1.57%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
10.87%(10%)
Net Interest Margin
3.57%
Efficiency Ratio
68.85%(60%)

Lending & Liquidity

Total Loans
$12.6B
Loan-to-Deposit Ratio
95.12%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+0.08%
Deposit Growth (YoY)
+4.98%
Net Income
$159.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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