What is Quontic Bank's financial health grade?

Quontic Bank has a TFS Financial Health Grade of D- (score: 60.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Quontic Bank have?

Quontic Bank has 1 branch location across the United States.

Is Quontic Bank FDIC insured?

Yes, Quontic Bank is FDIC insured (Certificate #57807).

What are the total assets of Quontic Bank?

Quontic Bank has total assets of $832.0M as reported in its most recent FDIC filing.

Quontic Bank

BankAstoria, New York

http://www.quontic.com

Total Assets

$832.0M

Total Deposits

$739.6M

Branches

Established

2005

TFS Health Grade

D-

60.8 / 100

Below average financial health

How we grade

Quontic Bank is a bank headquartered in Astoria, New York, established in 2005. With $832.0M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (60.8/100).

Capital & Safety

Tier 1 Capital Ratio

10.56%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.67%

Profitability

Return on Assets (ROA)

0.56%(1%)

Return on Equity (ROE)

5.09%(10%)

Net Interest Margin

3.75%

Efficiency Ratio

86.11%(60%)

Lending & Liquidity

Total Loans

$585.0M

Loan-to-Deposit Ratio

78.94%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+17.16%

Deposit Growth (YoY)

+20.32%

Net Income

$4.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Quontic BankHQ	3105 Broadway	Astoria	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.