Manufacturers and Traders Trust Company

BankBuffalo, New York
www.mtb.com

Total Assets

$212.9B

Total Deposits

$171.5B

Branches

983

Established

1856

TFS Health Grade

$
C+

77.3 / 100

Average financial health

How we grade

Manufacturers and Traders Trust Company is a bank headquartered in Buffalo, New York, established in 1856. With $212.9B in total assets and 983 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
9.59%(8%)
Total Capital Ratio
13.91%(10%)
Non-Performing Loan Ratio
1.38%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
10.49%(10%)
Net Interest Margin
3.83%
Efficiency Ratio
53.40%(60%)

Lending & Liquidity

Total Loans
$138.8B
Loan-to-Deposit Ratio
79.69%
Net Charge-Off Ratio
0.41%

Growth

Asset Growth (YoY)
+2.57%
Deposit Growth (YoY)
+3.68%
Net Income
$2.9B

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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