What is Alma Bank's financial health grade?

Alma Bank has a TFS Financial Health Grade of D+ (score: 67.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Alma Bank have?

Alma Bank has 13 branch locations across the United States.

Is Alma Bank FDIC insured?

Yes, Alma Bank is FDIC insured (Certificate #58424).

What are the total assets of Alma Bank?

Alma Bank has total assets of $1.5B as reported in its most recent FDIC filing.

Alma Bank

BankAstoria, New York

www.almabank.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

2007

TFS Health Grade

D+

67.3 / 100

Below average financial health

How we grade

Alma Bank is a bank headquartered in Astoria, New York, established in 2007. With $1.5B in total assets and 13 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.26%(8%)

Total Capital Ratio

13.07%(10%)

Non-Performing Loan Ratio

1.13%

Profitability

Return on Assets (ROA)

0.50%(1%)

Return on Equity (ROE)

5.03%(10%)

Net Interest Margin

3.41%

Efficiency Ratio

78.23%(60%)

Lending & Liquidity

Total Loans

$1.3B

Loan-to-Deposit Ratio

99.18%

Net Charge-Off Ratio

-0.02%

Growth

Asset Growth (YoY)

+3.76%

Deposit Growth (YoY)

+1.84%

Net Income

$7.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Alma BankHQ	2831 31st St	Astoria	NY	11
Alma Bank	1133 Main Ave	Clifton	NJ	11
Alma Bank	1589 Palisade Ave	Fort Lee	NJ	11
Alma Bank	20 W Railroad Ave	Tenafly	NJ	11
Alma Bank	4102 Broadway	Astoria	NY	11
Alma Bank	2820 Ditmars Blvd	Astoria	NY	11
Alma Bank	1705 Crosby Ave	Bronx	NY	11
Alma Bank	1218 Kings Hwy	Brooklyn	NY	11
Alma Bank	8424 5th Ave	Brooklyn	NY	11
Alma Bank	4401 13th Ave	Brooklyn	NY	11
Alma Bank	19603 Northern Blvd	Flushing	NY	11
Alma Bank	1023 Avenue Of Americas	New York	NY	11
Alma Bank	805 Port Washington Boulevard	Port Washington	NY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.