What is The Farmers National Bank of Lebanon's financial health grade?

The Farmers National Bank of Lebanon has a TFS Financial Health Grade of C- (score: 70.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Farmers National Bank of Lebanon have?

The Farmers National Bank of Lebanon has 2 branch locations across the United States.

Is The Farmers National Bank of Lebanon FDIC insured?

Yes, The Farmers National Bank of Lebanon is FDIC insured (Certificate #2754).

What are the total assets of The Farmers National Bank of Lebanon?

The Farmers National Bank of Lebanon has total assets of $148.6M as reported in its most recent FDIC filing.

The Farmers National Bank of Lebanon

BankLebanon, Kentucky

www.farmersnational.bank

Total Assets

$148.6M

Total Deposits

$130.7M

Branches

Established

1890

TFS Health Grade

C-

70.8 / 100

Average financial health

How we grade

The Farmers National Bank of Lebanon is a bank headquartered in Lebanon, Kentucky, established in 1890. With $148.6M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio

11.67%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.06%(1%)

Return on Equity (ROE)

10.66%(10%)

Net Interest Margin

3.80%

Efficiency Ratio

66.57%(60%)

Lending & Liquidity

Total Loans

$103.8M

Loan-to-Deposit Ratio

78.63%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+10.96%

Deposit Growth (YoY)

+8.69%

Net Income

$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Farmers National Bank of LebanonHQ	136 W Main St	Lebanon	KY	11
The Farmers National Bank of Lebanon	2160 Campbellsville Rd	Lebanon	KY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.