What is Peoples Bank's financial health grade?

Peoples Bank has a TFS Financial Health Grade of D+ (score: 68.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Peoples Bank have?

Peoples Bank has 4 branch locations across the United States.

Is Peoples Bank FDIC insured?

Yes, Peoples Bank is FDIC insured (Certificate #1562).

What are the total assets of Peoples Bank?

Peoples Bank has total assets of $186.0M as reported in its most recent FDIC filing.

Peoples Bank

BankLebanon, Kentucky

www.pboflebanon.com

Total Assets

$186.0M

Total Deposits

$163.0M

Branches

Established

1910

TFS Health Grade

D+

68.5 / 100

Below average financial health

How we grade

Peoples Bank is a bank headquartered in Lebanon, Kentucky, established in 1910. With $186.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.31%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.72%

Profitability

Return on Assets (ROA)

1.15%(1%)

Return on Equity (ROE)

15.60%(10%)

Net Interest Margin

4.03%

Efficiency Ratio

60.50%(60%)

Lending & Liquidity

Total Loans

$158.1M

Loan-to-Deposit Ratio

96.25%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+10.54%

Deposit Growth (YoY)

+7.72%

Net Income

$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Peoples BankHQ	265 Old Springfield Rd	Lebanon	KY	11
Peoples Bank	107 W Main St	Lebanon	KY	11
Peoples Bank	25 Millennium Dr	Loretto	KY	11
Peoples Bank	3400 Dutchmans Ln	Louisville	KY	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.