Bath State Bank

BankBath, Indiana
www.bathstatebank.com

Total Assets

$337.3M

Total Deposits

$275.2M

Branches

3

Established

1923

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

Bath State Bank is a bank headquartered in Bath, Indiana, established in 1923. With $337.3M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.28%(8%)
Total Capital Ratio
11.90%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
0.93%(1%)
Return on Equity (ROE)
19.84%(10%)
Net Interest Margin
2.96%
Efficiency Ratio
70.72%(60%)

Lending & Liquidity

Total Loans
$261.6M
Loan-to-Deposit Ratio
94.17%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+4.83%
Deposit Growth (YoY)
-0.97%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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