1st Source Bank

BankSouth Bend, Indiana
www.1stsource.com

Total Assets

$9.1B

Total Deposits

$7.2B

Branches

81

Established

1922

TFS Health Grade

$
B-

81.9 / 100

Good financial health

How we grade

1st Source Bank is a bank headquartered in South Bend, Indiana, established in 1922. With $9.1B in total assets and 81 branch locations, it has a TFS Financial Health Grade of B- (81.9/100).

Capital & Safety

Tier 1 Capital Ratio
13.45%(8%)
Total Capital Ratio
16.62%(10%)
Non-Performing Loan Ratio
1.11%

Profitability

Return on Assets (ROA)
1.84%(1%)
Return on Equity (ROE)
14.49%(10%)
Net Interest Margin
4.24%
Efficiency Ratio
47.79%(60%)

Lending & Liquidity

Total Loans
$7.1B
Loan-to-Deposit Ratio
95.34%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
+1.38%
Deposit Growth (YoY)
-0.06%
Net Income
$166.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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