Bath State Bank CD early withdrawal penalty

Bath State Bank
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

CDs — published premature-withdrawal schedule

Bath State Bank’s rate page describes forfeiting all interest earned since the last issue date for time deposits with an original scheduled maturity from 30 days through three months. For six- through 15-month terms, it lists three months of interest on the amount withdrawn; terms longer than 15 months carry six months on the amount withdrawn.

The rate block is dated August 1–31, 2026; that date range is not proof of the penalty provision’s effective period. The schedule leaves a gap between three and six months, which this summary does not fill. Daily APY compounding does not establish the penalty-month convention, principal-loss treatment, or special-product exceptions; confirm the applicable agreement.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Bath State Bank terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Bath State BankCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

CDs — published premature-withdrawal schedule

What would closing your CD cost?

Located source pages

Bath State Bank
CD early withdrawal penalty