Centier Bank

BankWhiting, Indiana
www.centier.com

Total Assets

$9.7B

Total Deposits

$7.8B

Branches

61

Established

1895

TFS Health Grade

$
C+

78.7 / 100

Average financial health

How we grade

Centier Bank is a bank headquartered in Whiting, Indiana, established in 1895. With $9.7B in total assets and 61 branch locations, it has a TFS Financial Health Grade of C+ (78.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.62%(8%)
Total Capital Ratio
14.06%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
1.67%(1%)
Return on Equity (ROE)
17.89%(10%)
Net Interest Margin
3.60%
Efficiency Ratio
44.38%(60%)

Lending & Liquidity

Total Loans
$7.7B
Loan-to-Deposit Ratio
97.37%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-0.30%
Deposit Growth (YoY)
+3.46%
Net Income
$161.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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