Helm Bank USA

BankMiami, Florida
www.helmbankusa.com

Total Assets

$1.1B

Total Deposits

$1.0B

Branches

2

Established

1989

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

Helm Bank USA is a bank headquartered in Miami, Florida, established in 1989. With $1.1B in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.12%(8%)
Total Capital Ratio
30.41%(10%)
Non-Performing Loan Ratio
1.62%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
10.65%(10%)
Net Interest Margin
4.07%
Efficiency Ratio
70.23%(60%)

Lending & Liquidity

Total Loans
$643.3M
Loan-to-Deposit Ratio
61.89%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+12.62%
Deposit Growth (YoY)
+12.48%
Net Income
$10.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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