Banesco USA

BankMiami, Florida
Banescousa.com

Total Assets

$5.5B

Total Deposits

$4.6B

Branches

5

Established

2006

TFS Health Grade

$
D

65.5 / 100

Below average financial health

How we grade

Banesco USA is a bank headquartered in Miami, Florida, established in 2006. With $5.5B in total assets and 5 branch locations, it has a TFS Financial Health Grade of D (65.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.55%

Profitability

Return on Assets (ROA)
1.13%(1%)
Return on Equity (ROE)
10.31%(10%)
Net Interest Margin
3.30%
Efficiency Ratio
56.73%(60%)

Lending & Liquidity

Total Loans
$3.9B
Loan-to-Deposit Ratio
83.74%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+24.28%
Deposit Growth (YoY)
+26.63%
Net Income
$57.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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