Emigrant Bank

BankMiami, Florida
www.emigrant.com

Total Assets

$5.8B

Total Deposits

$4.3B

Branches

6

Established

2001

TFS Health Grade

$
D

65.2 / 100

Below average financial health

How we grade

Emigrant Bank is a bank headquartered in Miami, Florida, established in 2001. With $5.8B in total assets and 6 branch locations, it has a TFS Financial Health Grade of D (65.2/100).

Capital & Safety

Tier 1 Capital Ratio
19.96%(8%)
Total Capital Ratio
18.76%(10%)
Non-Performing Loan Ratio
4.49%

Profitability

Return on Assets (ROA)
1.35%(1%)
Return on Equity (ROE)
6.81%(10%)
Net Interest Margin
4.28%
Efficiency Ratio
70.85%(60%)

Lending & Liquidity

Total Loans
$4.1B
Loan-to-Deposit Ratio
93.05%
Net Charge-Off Ratio
0.36%

Growth

Asset Growth (YoY)
-6.78%
Deposit Growth (YoY)
-11.39%
Net Income
$79.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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