Total Assets
$847.9M
Total Deposits
$771.7M
Branches
18
Established
1955
ATOMIC is a credit union headquartered in Piketon, Ohio, established in 1955. It holds $847.9M in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, ATOMIC earns a TFS Financial Health Grade of C+ (69.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
69.2 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Atomic Credit Union Corporate OfficeHQ | 711 Beaver Creek Rd | Piketon | OH | Full Service |
| Atomic Credit Union - Athens State Street | 920 E State St | Athens | OH | Full Service |
| Atomic Credit Union - Beaver | 5751 Beaver Pike | Beaver | OH | Full Service |
| Atomic Credit Union - Chillicothe Bridge St | 1326 N Bridge St | Chillicothe | OH | Full Service |
| Atomic Credit Union - Chillicothe Western Ave. | 1285 Western Ave | Chillicothe | OH | Full Service |
| Atomic Credit Union - Circleville | 130 CRITES RD | CIRCLEVILLE | OH | Full Service |
| Atomic Credit Union - Hillsboro | 583 Harry Sauner Rd | Hillsboro | OH | Full Service |
| Atomic Credit Union - Jackson | 498 McCarty Ln | Jackson | OH | Full Service |
| Atomic Credit Union - Lancaster Branch | 1355 Ety Rd NW | Lancaster | OH | Full Service |
| Atomic Credit Union - Logan | 680 W Hunter St | Logan | OH | Full Service |
| Atomic Credit Union - Lucasville Branch | 75 Jackson St. | Lucasville | OH | Full Service |
| Atomic Credit Union - Minford Branch | 8935 STATE ROUTE 335 | MINFORD | OH | Full Service |
| ATOMIC CREDIT UNION - OAK HILL | 107 JACKSON ST | OAK HILL | OH | Full Service |
| Atomic Credit Union - Portsmouth | 2741 Scioto Trl | Portsmouth | OH | Full Service |
| Atomic Credit Union - Washington Court House | 1501 Columbus Ave | Washington Court House | OH | Full Service |
| Atomic Credit Union - Waverly | 190 Waverly Plz | Waverly | OH | Full Service |
| Atomic Credit Union - Wellston Downtown | 109 N Ohio Ave | Wellston | OH | Full Service |
| Atomic Credit Union - Wheelersburg | 7700 Ohio River Rd | Wheelersburg | OH | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
69.2
Net worth ratio
8.55%
Return on assets
0.76%
60+ day delinquency
0.24%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.