First Financial Bank

BankCincinnati, Ohio
www.bankatfirst.com

Total Assets

$21.0B

Total Deposits

$16.8B

Branches

143

Established

1863

TFS Health Grade

$
C+

79.0 / 100

Average financial health

How we grade

First Financial Bank is a bank headquartered in Cincinnati, Ohio, established in 1863. With $21.0B in total assets and 143 branch locations, it has a TFS Financial Health Grade of C+ (79.0/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
9.77%(8%)
Total Capital Ratio
13.18%(10%)
Non-Performing Loan Ratio
0.76%

Profitability

Return on Assets (ROA)
1.53%(1%)
Return on Equity (ROE)
11.49%(10%)
Net Interest Margin
4.13%
Efficiency Ratio
53.29%(60%)

Lending & Liquidity

Total Loans
$13.4B
Loan-to-Deposit Ratio
79.06%
Net Charge-Off Ratio
0.25%

Growth

Asset Growth (YoY)
+13.56%
Deposit Growth (YoY)
+15.19%
Net Income
$290.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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