Total Assets
$521.5M
Total Deposits
$453.4M
Branches
8
Established
1938
WESTERN COOPERATIVE is a credit union headquartered in Williston, North Dakota, established in 1938. It holds $521.5M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, WESTERN COOPERATIVE earns a TFS Financial Health Grade of C+ (70.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
70.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching WESTERN COOPERATIVE?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Western Cooperative Credit UnionHQ | 1300 Bison Dr | Williston | ND | Full Service |
| Western Cooperative Credit Union | 60 2nd St NE | Beach | ND | Full Service |
| Western Cooperative Credit Union | 290 15th St W | Dickinson | ND | Full Service |
| Western Cooperative Credit Union | 721 State Ave | Dickinson | ND | Full Service |
| Western Cooperative Credit Union | 701 Main St | Hebron | ND | Full Service |
| Western Cooperative Credit Union | 24 Railroad Ave Ste 14 | Ray | ND | Full Service |
| Western Cooperative Credit Union | 6714 Highway 40 | Tioga | ND | Full Service |
| Western Cooperative Credit Union | 215 Washington AVe | Williston | ND | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
70.7
Net worth ratio
13.94%
Return on assets
1.40%
60+ day delinquency
2.33%
Suggested direct comparisons
Fargo, ND
$6.4B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.