American State Bank & Trust Company of Williston

BankWilliston, North Dakota
www.asbt.bank

Total Assets

$647.5M

Total Deposits

$568.3M

Branches

2

Established

1936

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

American State Bank & Trust Company of Williston is a bank headquartered in Williston, North Dakota, established in 1936. With $647.5M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.51%(8%)
Total Capital Ratio
23.24%(10%)
Non-Performing Loan Ratio
1.35%

Profitability

Return on Assets (ROA)
2.50%(1%)
Return on Equity (ROE)
30.68%(10%)
Net Interest Margin
3.18%
Efficiency Ratio
44.67%(60%)

Lending & Liquidity

Total Loans
$296.9M
Loan-to-Deposit Ratio
51.32%
Net Charge-Off Ratio
0.36%

Growth

Asset Growth (YoY)
+2.96%
Deposit Growth (YoY)
+0.77%
Net Income
$15.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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