Choice Financial Group

BankFargo, North Dakota
HTTP://WWW.BANKWITHCHOICE.COM

Total Assets

$6.0B

Total Deposits

$5.1B

Branches

18

Established

1906

TFS Health Grade

$
D

63.5 / 100

Below average financial health

How we grade

Choice Financial Group is a bank headquartered in Fargo, North Dakota, established in 1906. With $6.0B in total assets and 18 branch locations, it has a TFS Financial Health Grade of D (63.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.71%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.21%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
10.92%(10%)
Net Interest Margin
3.18%
Efficiency Ratio
54.16%(60%)

Lending & Liquidity

Total Loans
$3.2B
Loan-to-Deposit Ratio
61.23%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+10.22%
Deposit Growth (YoY)
+8.95%
Net Income
$69.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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