Baker-Boyer National Bank

BankWalla Walla, Washington
www.bakerboyer.com

Total Assets

$709.6M

Total Deposits

$648.5M

Branches

7

Established

1869

TFS Health Grade

$
D

66.4 / 100

Below average financial health

How we grade

Baker-Boyer National Bank is a bank headquartered in Walla Walla, Washington, established in 1869. With $709.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D (66.4/100).

Capital & Safety

Tier 1 Capital Ratio
8.99%(8%)
Total Capital Ratio
16.01%(10%)
Non-Performing Loan Ratio
1.09%

Profitability

Return on Assets (ROA)
0.49%(1%)
Return on Equity (ROE)
6.07%(10%)
Net Interest Margin
3.50%
Efficiency Ratio
86.90%(60%)

Lending & Liquidity

Total Loans
$394.7M
Loan-to-Deposit Ratio
60.22%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.96%
Deposit Growth (YoY)
+10.37%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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