Commencement Bank

BankTacoma, Washington
www.commencementbank.com

Total Assets

$683.1M

Total Deposits

$610.4M

Branches

6

Established

2006

TFS Health Grade

$
C

75.0 / 100

Average financial health

How we grade

Commencement Bank is a bank headquartered in Tacoma, Washington, established in 2006. With $683.1M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (75.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.45%(8%)
Total Capital Ratio
13.34%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
1.01%(1%)
Return on Equity (ROE)
12.17%(10%)
Net Interest Margin
4.16%
Efficiency Ratio
66.16%(60%)

Lending & Liquidity

Total Loans
$524.4M
Loan-to-Deposit Ratio
84.88%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+5.15%
Deposit Growth (YoY)
+3.09%
Net Income
$6.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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