State Bank Northwest

BankSpokane Valley, Washington
http://www.StateBankNorthwest.com

Total Assets

$231.0M

Total Deposits

$194.8M

Branches

6

Established

1902

TFS Health Grade

$
B

85.7 / 100

Good financial health

How we grade

State Bank Northwest is a bank headquartered in Spokane Valley, Washington, established in 1902. With $231.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of B (85.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.97%(8%)
Total Capital Ratio
17.49%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
2.21%(1%)
Return on Equity (ROE)
17.08%(10%)
Net Interest Margin
5.94%
Efficiency Ratio
64.35%(60%)

Lending & Liquidity

Total Loans
$161.7M
Loan-to-Deposit Ratio
82.28%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.64%
Deposit Growth (YoY)
+2.94%
Net Income
$5.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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