Passumpsic Savings Bank

BankSaint Johnsbury, Vermont
http://www.passumpsicbank.com

Total Assets

$942.4M

Total Deposits

$761.6M

Branches

12

Established

1853

TFS Health Grade

$
C

75.9 / 100

Average financial health

How we grade

Passumpsic Savings Bank is a bank headquartered in Saint Johnsbury, Vermont, established in 1853. With $942.4M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C (75.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.45%(8%)
Total Capital Ratio
20.08%(10%)
Non-Performing Loan Ratio
0.67%

Profitability

Return on Assets (ROA)
0.72%(1%)
Return on Equity (ROE)
5.60%(10%)
Net Interest Margin
3.16%
Efficiency Ratio
91.85%(60%)

Lending & Liquidity

Total Loans
$652.0M
Loan-to-Deposit Ratio
84.70%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+5.40%
Deposit Growth (YoY)
+6.22%
Net Income
$6.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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