Community National Bank

BankDerby, Vermont
www.communitynationalbank.com

Total Assets

$1.3B

Total Deposits

$1.1B

Branches

12

Established

1851

TFS Health Grade

$
C+

77.8 / 100

Average financial health

How we grade

Community National Bank is a bank headquartered in Derby, Vermont, established in 1851. With $1.3B in total assets and 12 branch locations, it has a TFS Financial Health Grade of C+ (77.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.92%(8%)
Total Capital Ratio
15.38%(10%)
Non-Performing Loan Ratio
0.78%

Profitability

Return on Assets (ROA)
1.49%(1%)
Return on Equity (ROE)
15.35%(10%)
Net Interest Margin
3.63%
Efficiency Ratio
53.76%(60%)

Lending & Liquidity

Total Loans
$966.2M
Loan-to-Deposit Ratio
89.12%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+3.10%
Deposit Growth (YoY)
+6.91%
Net Income
$18.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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