Ledyard National Bank

BankNorwich, Vermont
www.ledyard.bank

Total Assets

$1.1B

Total Deposits

$882.6M

Branches

11

Established

1991

TFS Health Grade

$
D+

69.3 / 100

Below average financial health

How we grade

Ledyard National Bank is a bank headquartered in Norwich, Vermont, established in 1991. With $1.1B in total assets and 11 branch locations, it has a TFS Financial Health Grade of D+ (69.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.10%(8%)
Total Capital Ratio
12.34%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
0.70%(1%)
Return on Equity (ROE)
9.76%(10%)
Net Interest Margin
2.66%
Efficiency Ratio
78.63%(60%)

Lending & Liquidity

Total Loans
$670.8M
Loan-to-Deposit Ratio
75.48%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+11.52%
Deposit Growth (YoY)
+8.78%
Net Income
$7.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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