Peoples Trust Company of St. Albans

BankSaint Albans, Vermont
http://www.ptcvt.com

Total Assets

$384.3M

Total Deposits

$339.2M

Branches

5

Established

1866

TFS Health Grade

$
C+

79.1 / 100

Average financial health

How we grade

Peoples Trust Company of St. Albans is a bank headquartered in Saint Albans, Vermont, established in 1866. With $384.3M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C+ (79.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.13%(8%)
Total Capital Ratio
17.52%(10%)
Non-Performing Loan Ratio
0.51%

Profitability

Return on Assets (ROA)
1.09%(1%)
Return on Equity (ROE)
10.46%(10%)
Net Interest Margin
4.34%
Efficiency Ratio
72.48%(60%)

Lending & Liquidity

Total Loans
$291.6M
Loan-to-Deposit Ratio
84.83%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+4.03%
Deposit Growth (YoY)
+4.07%
Net Income
$4.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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