TruPoint Bank

BankGrundy, Virginia
www.trupointbank.com

Total Assets

$696.1M

Total Deposits

$603.4M

Branches

16

Established

1975

TFS Health Grade

$
F

58.5 / 100

Poor financial health

How we grade

TruPoint Bank is a bank headquartered in Grundy, Virginia, established in 1975. With $696.1M in total assets and 16 branch locations, it has a TFS Financial Health Grade of F (58.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.34%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.31%

Profitability

Return on Assets (ROA)
0.61%(1%)
Return on Equity (ROE)
6.58%(10%)
Net Interest Margin
3.74%
Efficiency Ratio
80.54%(60%)

Lending & Liquidity

Total Loans
$440.7M
Loan-to-Deposit Ratio
72.10%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+36.20%
Deposit Growth (YoY)
+35.59%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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