United Bank

BankFairfax, Virginia
www.bankwithunited.com

Total Assets

$33.5B

Total Deposits

$27.2B

Branches

236

Established

1979

TFS Health Grade

$
B-

81.0 / 100

Good financial health

How we grade

United Bank is a bank headquartered in Fairfax, Virginia, established in 1979. With $33.5B in total assets and 236 branch locations, it has a TFS Financial Health Grade of B- (81.0/100). The CFPB has received 100 consumer complaints about this institution.

Capital & Safety

Tier 1 Capital Ratio
11.53%(8%)
Total Capital Ratio
14.95%(10%)
Non-Performing Loan Ratio
0.41%

Profitability

Return on Assets (ROA)
1.50%(1%)
Return on Equity (ROE)
9.02%(10%)
Net Interest Margin
3.91%
Efficiency Ratio
45.99%(60%)

Lending & Liquidity

Total Loans
$24.7B
Loan-to-Deposit Ratio
89.70%
Net Charge-Off Ratio
0.19%

Growth

Asset Growth (YoY)
+12.10%
Deposit Growth (YoY)
+12.54%
Net Income
$486.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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