Legacy Bank

BankGrundy, Virginia
www.mylegacybank.net

Total Assets

$363.6M

Total Deposits

$287.3M

Branches

4

Established

1964

TFS Health Grade

$
C+

78.2 / 100

Average financial health

How we grade

Legacy Bank is a bank headquartered in Grundy, Virginia, established in 1964. With $363.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio
20.28%(8%)
Total Capital Ratio
28.11%(10%)
Non-Performing Loan Ratio
1.70%

Profitability

Return on Assets (ROA)
0.88%(1%)
Return on Equity (ROE)
5.07%(10%)
Net Interest Margin
3.17%
Efficiency Ratio
65.30%(60%)

Lending & Liquidity

Total Loans
$236.5M
Loan-to-Deposit Ratio
81.38%
Net Charge-Off Ratio
0.09%

Growth

Asset Growth (YoY)
+7.74%
Deposit Growth (YoY)
+5.21%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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