West Texas National Bank

BankMidland, Texas
www.wtnb.com

Total Assets

$2.8B

Total Deposits

$2.5B

Branches

13

Established

1979

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

West Texas National Bank is a bank headquartered in Midland, Texas, established in 1979. With $2.8B in total assets and 13 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.97%(8%)
Total Capital Ratio
16.54%(10%)
Non-Performing Loan Ratio
1.24%

Profitability

Return on Assets (ROA)
1.83%(1%)
Return on Equity (ROE)
19.34%(10%)
Net Interest Margin
3.93%
Efficiency Ratio
41.62%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
60.63%
Net Charge-Off Ratio
0.63%

Growth

Asset Growth (YoY)
+1.60%
Deposit Growth (YoY)
+0.16%
Net Income
$51.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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