Community National Bank

BankMidland, Texas
www.cnbtx.bank

Total Assets

$2.6B

Total Deposits

$2.2B

Branches

11

Established

1984

TFS Health Grade

$
B

83.3 / 100

Good financial health

How we grade

Community National Bank is a bank headquartered in Midland, Texas, established in 1984. With $2.6B in total assets and 11 branch locations, it has a TFS Financial Health Grade of B (83.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.08%(8%)
Total Capital Ratio
17.08%(10%)
Non-Performing Loan Ratio
1.09%

Profitability

Return on Assets (ROA)
2.27%(1%)
Return on Equity (ROE)
19.27%(10%)
Net Interest Margin
5.27%
Efficiency Ratio
45.01%(60%)

Lending & Liquidity

Total Loans
$1.6B
Loan-to-Deposit Ratio
71.05%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+7.76%
Deposit Growth (YoY)
+6.18%
Net Income
$55.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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