Bank of Texas

BankMidland, Texas
www.bankoftexasonline.com

Total Assets

$526.0M

Total Deposits

$420.2M

Branches

3

Established

1962

TFS Health Grade

$
B-

82.0 / 100

Good financial health

How we grade

Bank of Texas is a bank headquartered in Midland, Texas, established in 1962. With $526.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B- (82.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.59%(8%)
Total Capital Ratio
15.50%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
2.08%(1%)
Return on Equity (ROE)
17.51%(10%)
Net Interest Margin
4.13%
Efficiency Ratio
35.25%(60%)

Lending & Liquidity

Total Loans
$407.0M
Loan-to-Deposit Ratio
95.49%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+0.09%
Deposit Growth (YoY)
-1.60%
Net Income
$11.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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