Texas Bank and Trust Company

BankLongview, Texas
www.texasbankandtrust.com

Total Assets

$4.4B

Total Deposits

$3.8B

Branches

22

Established

1958

TFS Health Grade

$
C+

77.5 / 100

Average financial health

How we grade

Texas Bank and Trust Company is a bank headquartered in Longview, Texas, established in 1958. With $4.4B in total assets and 22 branch locations, it has a TFS Financial Health Grade of C+ (77.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.29%(8%)
Total Capital Ratio
16.42%(10%)
Non-Performing Loan Ratio
0.40%

Profitability

Return on Assets (ROA)
1.32%(1%)
Return on Equity (ROE)
11.63%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
57.81%(60%)

Lending & Liquidity

Total Loans
$3.4B
Loan-to-Deposit Ratio
89.11%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+0.30%
Deposit Growth (YoY)
-1.37%
Net Income
$57.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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