Spring Hill State Bank

BankLongview, Texas
https://www.springhillbank.com

Total Assets

$249.7M

Total Deposits

$204.6M

Branches

2

Established

1977

TFS Health Grade

$
B

83.4 / 100

Good financial health

How we grade

Spring Hill State Bank is a bank headquartered in Longview, Texas, established in 1977. With $249.7M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B (83.4/100).

Capital & Safety

Tier 1 Capital Ratio
15.36%(8%)
Total Capital Ratio
29.10%(10%)
Non-Performing Loan Ratio
0.77%

Profitability

Return on Assets (ROA)
1.50%(1%)
Return on Equity (ROE)
10.06%(10%)
Net Interest Margin
4.57%
Efficiency Ratio
56.30%(60%)

Lending & Liquidity

Total Loans
$186.5M
Loan-to-Deposit Ratio
89.23%
Net Charge-Off Ratio
0.37%

Growth

Asset Growth (YoY)
+4.30%
Deposit Growth (YoY)
+4.03%
Net Income
$3.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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