What is Bank of York's financial health grade?

Bank of York has a TFS Financial Health Grade of C- (score: 70.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of York have?

Bank of York has 4 branch locations across the United States.

Is Bank of York FDIC insured?

Yes, Bank of York is FDIC insured (Certificate #15104).

What are the total assets of Bank of York?

Bank of York has total assets of $305.9M as reported in its most recent FDIC filing.

Bank of York

BankYork, South Carolina

www.bankofyork.com

Total Assets

$305.9M

Total Deposits

$265.1M

Branches

Established

1935

TFS Health Grade

C-

70.8 / 100

Average financial health

How we grade

Bank of York is a bank headquartered in York, South Carolina, established in 1935. With $305.9M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.8/100).

Capital & Safety

Tier 1 Capital Ratio

12.25%(8%)

Total Capital Ratio

32.98%(10%)

Non-Performing Loan Ratio

0.83%

Profitability

Return on Assets (ROA)

1.72%(1%)

Return on Equity (ROE)

14.46%(10%)

Net Interest Margin

4.41%

Efficiency Ratio

51.15%(60%)

Lending & Liquidity

Total Loans

$97.3M

Loan-to-Deposit Ratio

36.30%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+1.47%

Deposit Growth (YoY)

+0.53%

Net Income

$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of YorkHQ	13 Liberty St W	York	SC	11
Bank of York	4955 Charlotte Hwy	Lake Wylie	SC	11
Bank of York	280 Hands Mill Hwy	Rock Hill	SC	11
Bank of York	615 Liberty St E	York	SC	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.