What is Arthur State Bank's financial health grade?

Arthur State Bank has a TFS Financial Health Grade of C (score: 73.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Arthur State Bank have?

Arthur State Bank has 19 branch locations across the United States.

Is Arthur State Bank FDIC insured?

Yes, Arthur State Bank is FDIC insured (Certificate #15085).

What are the total assets of Arthur State Bank?

Arthur State Bank has total assets of $814.4M as reported in its most recent FDIC filing.

Arthur State Bank

BankUnion, South Carolina

www.arthurstatebank.com

Total Assets

$814.4M

Total Deposits

$666.7M

Branches

Established

1933

TFS Health Grade

73.4 / 100

Average financial health

How we grade

Arthur State Bank is a bank headquartered in Union, South Carolina, established in 1933. With $814.4M in total assets and 18 branch locations, it has a TFS Financial Health Grade of C (73.4/100).

Capital & Safety

Tier 1 Capital Ratio

8.11%(8%)

Total Capital Ratio

13.31%(10%)

Non-Performing Loan Ratio

0.58%

Profitability

Return on Assets (ROA)

1.17%(1%)

Return on Equity (ROE)

18.65%(10%)

Net Interest Margin

4.43%

Efficiency Ratio

68.01%(60%)

Lending & Liquidity

Total Loans

$598.0M

Loan-to-Deposit Ratio

88.75%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+5.24%

Deposit Growth (YoY)

-2.38%

Net Income

$9.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Arthur State BankHQ	100 E Main St	Union	SC	11
Arthur State Bank	112 N Alabama Ave	Chesnee	SC	11
Arthur State Bank	205 Jacobs Hwy	Clinton	SC	11
Arthur State Bank	1700 Gervais St	Columbia	SC	11
Arthur State Bank	2140 N Beltline Blvd	Columbia	SC	11
Arthur State Bank	121 Sparkleberry Crossing Rd	Columbia	SC	11
Arthur State Bank	930 N Main St	Fountain Inn	SC	11
Arthur State Bank	1925 Augusta St	Greenville	SC	11
Arthur State Bank	1410 N Pleasantburg Dr	Greenville	SC	11
Arthur State Bank	5051 Sunset Blvd	Lexington	SC	11
Arthur State Bank	201 Herlong Ave S	Rock Hill	SC	11
Arthur State Bank	4285 South Church Street Extention	Roebuck	SC	11
Arthur State Bank	8770 Warren H Abernathy Hwy	Spartanburg	SC	11
Arthur State Bank	756 E Main St	Spartanburg	SC	11
Arthur State Bank	501 N Duncan Byp	Union	SC	11
Arthur State Bank	1412 Lockhart Hwy	Union	SC	11
Arthur State Bank	131 S Main St	Woodruff	SC	11
Arthur State Bank	731 Laurens Rd	Woodruff	SC	23
Arthur State Bank	595 N Main St	Woodruff	SC	23

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.