Beacon Community Bank

BankMount Pleasant, South Carolina
www.beacon.bank

Total Assets

$964.0M

Total Deposits

$747.8M

Branches

6

Established

2018

TFS Health Grade

$
F

59.3 / 100

Poor financial health

How we grade

Beacon Community Bank is a bank headquartered in Mount Pleasant, South Carolina, established in 2018. With $964.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of F (59.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.37%(8%)
Total Capital Ratio
11.52%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
0.38%(1%)
Return on Equity (ROE)
5.12%(10%)
Net Interest Margin
2.58%
Efficiency Ratio
70.78%(60%)

Lending & Liquidity

Total Loans
$847.7M
Loan-to-Deposit Ratio
112.22%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+23.32%
Deposit Growth (YoY)
+22.77%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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