The Commercial Bank

BankHonea Path, South Carolina
www.thecommercialbanksc.com

Total Assets

$263.5M

Total Deposits

$232.3M

Branches

8

Established

1934

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

The Commercial Bank is a bank headquartered in Honea Path, South Carolina, established in 1934. With $263.5M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
13.51%(8%)
Total Capital Ratio
29.85%(10%)
Non-Performing Loan Ratio
0.93%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
10.15%(10%)
Net Interest Margin
3.04%
Efficiency Ratio
75.25%(60%)

Lending & Liquidity

Total Loans
$101.7M
Loan-to-Deposit Ratio
43.26%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+3.82%
Deposit Growth (YoY)
-0.58%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in South Carolina